OKLAHOMA CITY PERSONAL
INJURY LAWYERS

The Oklahoma Law Cowboys

We actively give back to the community we serve, and EVERYDAY we take on big insurance companies and fight tirelessly to secure the financial settlements our clients deserve. We are compassionate and, most of all determined, to fight for you every step of the way. Our promise is simple: “We don’t get paid, until you do.”

We have a deep love for Oklahoma and are proud to protect our community. Our dedication to justice and accountability is matched by our commitment to giving back and standing up for those who need it most. At Polchinski & Smith Law Firm, we are more than just attorneys; we are your neighbor, your advocate, and your law cowboy when you need us.

Experience Matters

We have a successful history of beating big insurance companies. Feel confident when working with us. We only get paid when you do.

We Don’t Know the Meaning of Backing Down

Our mission? Justice for the injured. We believe in the Oklahoma City community. We believe in your family’s future. We believe in you. And we are ready to fight for you. We’ll make sure you get every dollar you deserve.

If We Don’t Win, You Don’t Pay

Feel confident when working with us. We only get paid when you do.

At Polchinski & Smith, we understand that language should not be a barrier to obtaining justice. Our team is committed to serving the Spanish speaking community of Oklahoma with legal representation that is dedicated and compassionate. Whether you have suffered a car accident, work injury, or any other personal injury, we are here to fight for your rights. We offer free, no obligation consultations, and we do not charge you unless we win your case. The Oklahoma Law Cowboys are ready to defend you and your family.

Types of Personal Injury Cases We Handle in Oklahoma City

Our firm represents clients across a broad spectrum of injury matters throughout OKC and the surrounding metro. Each case is evaluated on its specific facts, but the underlying principle remains the same: holding negligent parties financially accountable for the harm they cause. The categories below reflect the practice areas we regularly handle.

• Car accidents. Crashes on I-40, I-35, and the Kilpatrick Turnpike produce serious injuries every day. We investigate liability, work with reconstruction professionals when needed, and negotiate directly with insurers so injured clients can focus on recovery.
• Truck accidents. Collisions involving 18-wheelers and commercial vehicles involve federal motor carrier regulations, electronic logging data, and corporate defendants. Our attorneys pursue carriers, drivers, and any other parties whose conduct contributed to the wreck.
• Motorcycle accidents. Riders often face bias from adjusters who assume fault before reviewing the evidence. We push back against those assumptions and document the catastrophic injuries motorcyclists typically sustain.
• Bicycle accidents. Cyclists struck by motor vehicles have legal rights under Oklahoma traffic law. We pursue compensation for medical care, bicycle replacement, and long-term rehabilitation.
• Pedestrian accidents. People walking in crosswalks, parking lots, and along roadways are entitled to full compensation when drivers fail to yield. Pedestrian injuries are frequently severe.
• Slip and fall accidents. Property owners owe lawful visitors a duty to maintain reasonably safe premises. When that duty is breached, we hold them accountable under Oklahoma premises liability law.
• Wrongful death. Families who lose a loved one to another party’s negligence may pursue claims for funeral costs, lost financial support, and the loss of companionship.
• DUI accidents. Victims of impaired drivers may recover both compensatory damages and, in qualifying matters, punitive damages designed to punish the at-fault party.
• Workers’ compensation. Injured workers in OKC may have rights beyond the workers’ compensation system, particularly when a third party contributed to the workplace injury.

Why Choose Polchinski & Smith Personal Injury Lawyers for Personal Injury Cases in Oklahoma City, OK?

Selecting a law firm after a serious accident is a consequential decision. Our firm has built its practice on plaintiff-side advocacy, careful case preparation, and direct attorney communication with every client we represent.

Local Knowledge and Trial-Tested Attorneys

Our attorneys understand how Oklahoma County courts operate, how regional insurance carriers evaluate claims, and how to develop the evidence needed to support full recovery. Ryan Polchinski has practiced law in Oklahoma since 2014 and earned his J.D. from Oklahoma City University School of Law. Before the age of 30, he authored a brief that resulted in a published opinion from the Court of Civil Appeals of the State of Oklahoma. Andrew Polchinski earned his undergraduate degree from Texas A&M University and his J.D. from Southern Methodist University. He has tried multiple jury trials to verdict and is licensed in both Oklahoma and Texas. Houston Smith brings 35 years of legal experience to the firm and is admitted to practice in Oklahoma, Texas, and Arkansas. He earned his J.D. from Thurgood Marshall School of Law at Texas Southern University.

Proven Case Results

The firm has secured millions of dollars recovered for injured clients throughout Oklahoma. Our work as a personal injury lawyer in Oklahoma City, OK covers single-vehicle wrecks, semi-truck collisions, motorcycle crashes, premises liability incidents, and fatal accidents. Past results do not guarantee future outcomes, but they reflect our preparation, our trial readiness, and our willingness to take cases the distance when insurers refuse to pay fair value.

What Is Important to Understand About a Personal Injury Case?

A personal injury claim is a civil action grounded in the law of negligence. The injured party must prove four elements: that the defendant owed a duty of care, that the duty was breached, that the breach caused the injury, and that measurable damages resulted. Each element requires evidence. Each is contested. Understanding the framework helps clients make informed decisions throughout the process.

Damages, Liability, and Compensation for Personal Injury Cases

Oklahoma law allows injured plaintiffs to recover several categories of damages. The available recovery depends on the facts, the injuries, and the conduct of the at-fault party. Common categories include:

• Medical expenses, both past and future
• Lost wages and reduced earning capacity
• Pain and suffering
• Property damage and out-of-pocket costs
• Loss of consortium for spouses and family members
• Punitive damages where the conduct was reckless or intentional

Liability turns on whether the defendant’s conduct fell below the standard of reasonable care. In many matters, more than one party shares responsibility.

What Are Important Aspects of a Personal Injury Case?

Several factors carry outsized weight in how a claim develops. Clients who understand these from the outset are better positioned to support their own recovery.

• Prompt medical care creates the documentation needed to connect injuries to the accident.
• Preservation of evidence, including photographs, witness contact information, and police reports, often decides liability disputes.
• Statements to insurance adjusters can be used to reduce or deny a claim and should be approached with care.
• The statute of limitations imposes a strict filing deadline that, if missed, ends the claim.

What Is the Personal Injury Case Timeline?

Every case follows its own path, but most injury matters move through a recognizable sequence. The duration depends on the severity of the injuries, the cooperation of the insurer, and whether litigation becomes necessary.

• Initial investigation and medical treatment
• Demand and negotiation with the insurance carrier
• Filing of a lawsuit if a fair settlement is not reached
• Discovery, including depositions and document exchange
• Mediation or settlement discussions
• Trial, if the matter cannot be resolved through negotiation

Some claims resolve within months. Others take years. We give every client an honest assessment of the realistic timeline based on their specific circumstances.

What Should You Bring to Your Personal Injury Consultation?

Bringing supporting materials to your initial meeting helps our attorneys evaluate the claim accurately. The following items are generally useful:

• The police or incident report
• Photographs of the scene, vehicles, and injuries
• Medical records and bills you have received
• Insurance policy information for all involved parties
• Names and contact information for any witnesses

The consultation is free and confidential. Most initial meetings take less than an hour, and our attorneys will give you a candid assessment of the matter at that time.

Reach Out to Polchinski & Smith Personal Injury Lawyers to Schedule a Consultation

If you have been injured in OKC, the next step is a conversation with an attorney who handles these matters every day. Contact us to schedule a free, confidential case review. We work on contingency, which means no attorney fees unless we recover compensation for you. Our team responds promptly to every inquiry and will walk you through what comes next.

 5 Steps to Take After An Oklahoma City Accident

Working with an experienced personal injury lawyer whom Oklahoma City residents trust makes all the difference. To help you stay one step ahead, here are the five key stages of a personal injury case in OKC.

Step 1: Get Medical Attention Immediately

Your health is the top priority. Even if your injuries feel minor, see a doctor right away. Some serious conditions, like concussions or internal bleeding, don’t show symptoms for hours or even days. Prompt medical care also creates an official record linking your injuries to the accident, which becomes critical evidence later. Whether you were in a car accident, a slip and fall, or a truck collision, insurance companies will use any treatment gap against you.

Step 2: Consult With a Personal Injury Attorney

Before you talk to any insurance adjuster or sign anything, schedule a free consultation with a qualified OKC personal injury attorney. The Oklahoma Law Cowboys at Polchinski & Smith Personal Injury Lawyers offer no-obligation strategy sessions where they review your case, explain your rights, and outline your options. Because they work on a contingency basis, you pay nothing unless they win your case. Early legal guidance protects you from common mistakes that can wreck a strong claim, like giving recorded statements or accepting a lowball settlement offer.

Step 3: Investigation and Evidence Gathering

Once you hire an attorney, the real work begins. Your legal team will investigate the accident thoroughly, collecting police reports, medical records, witness statements, surveillance footage, and any other evidence needed to prove liability. They may bring in accident reconstruction experts, medical professionals, and economists to strengthen your case. This phase is also when your attorney calculates the full value of your damages, including medical bills, lost wages, pain and suffering, and long-term care needs.

Step 4: Demand and Negotiation

After building a strong foundation, your attorney sends a demand letter to the at-fault party’s insurance company outlining the facts and the compensation you’re owed. Most OKC personal injury cases settle during this negotiation stage. Insurance companies often start with low offers, hoping victims will accept less than they deserve. A seasoned negotiator pushes back hard, using evidence and legal pressure to drive the settlement up to a fair amount.

Step 5: Litigation if Necessary

If the insurance company refuses to offer a fair settlement, your attorney will file a lawsuit and prepare for trial. This step involves discovery, depositions, and possibly mediation before heading to court. Many cases still settle before trial, but having attorneys ready to fight in the courtroom gives you serious leverage.

Injured in OKC? Contact Polchinski & Smith Personal Injury Lawyers today for a free strategy session and let the Law Cowboys fight for what you deserve.