Most car accident claims in Oklahoma settle. But the amount you settle for depends almost entirely on who’s negotiating for you—and whether your attorney is actually prepared to go to trial if the insurer won’t offer fair compensation.
Insurance companies know which lawyers will take a case to verdict. They also know which ones won’t. That affects every offer they make.
At Polchinski & Smith Personal Injury Lawyers, we’ve tried cases to jury verdict and recovered up to $900,000 in car accident claims. We handle auto accident cases for clients in Broken Arrow, OK and throughout Tulsa County. When adjusters see our name on a demand letter, they know we’re not bluffing. We represent injured people only—never insurance companies—and that focus shapes every case we take.
Contact us for a free case evaluation. There’s no upfront cost, and we only get paid if we recover compensation for you.
Why Choose Polchinski & Smith Personal Injury Lawyers for Your Car Accident Case?
Trial-Ready Representation
Andrew Polchinski has tried multiple jury trials to verdict. That matters because insurance companies track which attorneys actually go to court—and which ones always settle. Andrew earned his J.D. from Southern Methodist University and is licensed in both Oklahoma and Texas. When your car accident claim needs someone willing to see it through, he’s prepared.
Exposed to Oklahoma Appellate Courts
Ryan Polchinski’s work has been cited by the Oklahoma Court of Civil Appeals in published decisions. His opinion in Estenson Logistics et al v. Hopson (2015 OK CIV APP 71) came before he turned 30. He graduated from OCU Law and has practiced for 11 years. Houston Smith rounds out the team with 35 years of experience across Oklahoma, Texas, and Arkansas.
Car Accident Recoveries
We’ve secured significant results in auto accident cases:
- $900,000 – Car accident
- $537,000 – Car accident
- $500,000 – Car accident
- $400,000 – Car accident
- $250,000 – Car accident
These figures reflect actual case results we’ve obtained for clients. Past outcomes don’t guarantee future results, but they show how we build and negotiate claims.
What Clients Say About Working With Us
⭐⭐⭐⭐⭐
“I highly recommend these people if you have been in an automobile accident. Andrew handled all the paperwork and the transactions with the insurance companies and care facilities, so that we were free just to recover from the injuries. Excellent representation, everything went so smoothly. They really know what they are doing” – W. Dale Hayton
Read more on our Google Business Profile.
Types of Car Accident Cases We Handle in Broken Arrow
Car crashes come in many forms. Each type presents different challenges when building a claim—different evidence needs, different injury patterns, different liable parties. Our Broken Arrow personal injury lawyers handle all of them, and we know what each type requires.
- Rear-end collisions. These are among the most common crashes we see. Even low-speed impacts can cause whiplash, herniated discs, and soft tissue damage that shows up days or weeks later. Insurance companies often downplay low-speed injuries, but we know how to document them properly.
- Head-on collisions. These crashes tend to cause catastrophic injuries or death. Speed combined with opposing momentum means severe impact forces. Survivors often face long recoveries, multiple surgeries, and permanent disabilities. Family members lose income while caring for injured loved ones. In the worst cases, families may have wrongful death claims.
- T-bone and side-impact accidents. Intersection crashes frequently result from drivers running red lights or failing to yield. Side doors offer less protection than front or rear crumple zones, so occupants sustain serious injuries even at moderate speeds. These cases often come down to witness testimony and traffic camera footage.
- Multi-vehicle pileups. Chain-reaction crashes complicate liability. Multiple drivers, multiple insurers, conflicting stories. We investigate these thoroughly to identify every responsible party and pursue what the claim is worth.
- Hit-and-run accidents. When the at-fault driver flees, your own uninsured motorist coverage may apply. We help clients navigate claims when drivers have no insurance or can’t be found.
- Distracted and drowsy driving accidents. Texting, phone calls, GPS—distraction causes thousands of crashes annually. Drowsy driving is just as dangerous and often underreported. Proving distraction requires phone records, witness statements, and sometimes accident reconstruction.
Oklahoma Car Accident Laws You Should Know
Oklahoma’s minimum liability insurance requirements—$25,000 per person, $50,000 per accident—rarely cover serious injuries. NHTSA traffic safety data shows the average injury crash costs far more than these limits. Surgery, physical therapy, and lost wages add up fast. If the at-fault driver only carries minimum coverage, your own underinsured motorist policy may need to fill the gap.
The statute of limitations under Oklahoma Statutes Title 12, Section 95 gives you two years from the accident date to file a lawsuit. Miss it and your claim is gone—no exceptions, no extensions, no matter how serious your injuries. Two years feels like a long time until you realize that gathering medical records, deposing witnesses, and negotiating with insurers takes months.
Oklahoma’s comparative fault rules under Title 23 reduce your recovery by your percentage of responsibility. If you’re found 30% at fault, you lose 30% of your award. And if you’re more than 50% at fault, you get nothing. Adjusters use this aggressively—they’ll argue you were speeding, following too closely, or failed to avoid the collision. Having a Broken Arrow car accident attorney who understands how Oklahoma accident law works helps counter these tactics before they reduce your recovery.
Many clients don’t realize common mistakes can hurt their claim in the days and weeks after a crash. What you say to the insurance company, how you document your injuries, and when you seek medical treatment all matter.
The Oklahoma Legislature maintains the full statutory code online, and the Oklahoma State Courts Network provides access to court procedures and case records.
Contact Polchinski & Smith Personal Injury Lawyers
If you were injured in a car accident in Broken Arrow, contact us for a free consultation. We’ll evaluate your case, explain your options, and tell you whether hiring a car accident lawyer makes sense for your situation. Sometimes it doesn’t—we’ll tell you that too.
There’s no fee unless we recover compensation for you. We work on contingency—we get paid when you do. Our Broken Arrow car accident attorneys are available by phone, video, or in person.
